FinTech Regulations & Digital Payments Growth: A New Era of U.S.–India Collaboration
India’s digital payments revolution has transformed the way individuals and businesses transact, making the country one of the world’s fastest-growing FinTech ecosystems. With strong regulatory oversight, rapid innovation, and growing cross-border collaboration, the sector is entering a new phase of maturity. For stakeholders engaged with AmCham India , understanding the evolving FinTech regulations and digital payments growth landscape is critical to unlocking long-term investment and partnership opportunities. Over the past decade, India has witnessed exponential adoption of digital payments, driven by smartphone penetration, affordable data, and government-backed infrastructure such as National Payments Corporation of India (NPCI). Platforms like Unified Payments Interface (UPI) have redefined real-time payments, enabling seamless peer-to-peer and merchant transactions at scale. Monthly UPI transactions now run into billions, positioning India as a global leader in instant p...